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Zachary Wimmer| NMLS# 2352915
Loan Officer

Blog Articles

Helping Your Children Buy a First Home

Helping Your Children Buy a First Home

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From day one, parents help their children with almost everything. But sometimes even adult

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Pre-Qualification vs. Pre-Approval: Understanding the Mortgage Process

Pre-Qualification vs. Pre-Approval: Understanding the Mortgage Process

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Pre-qualification and pre-approval are commonly used terms that relate to the mortgage process in New Jersey.

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Is Now a Good Time to Buy a House in New Jersey, Versus 2019?

Is Now a Good Time to Buy a House in New Jersey, Versus 2019?

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The New Jersey real estate market has undergone many changes over the last few years, and this has many

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New Jersey Loan Limits 2018: FHA, Conforming and Jumbo Amounts

New Jersey Loan Limits 2018: FHA, Conforming and Jumbo Amounts

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Home values in most New Jersey towns and cities rose steadily during 2017. This prompted the Federal Housing

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Bergen County Loan Limits 2018: FHA, Conforming and Jumbo Amounts

Bergen County Loan Limits 2018: FHA, Conforming and Jumbo Amounts

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Home prices in Bergen County, New Jersey rose steadily over the last couple of years. And the price growth

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Zero-Down-Payment Mortgage Options for New Jersey Borrowers

Zero-Down-Payment Mortgage Options for New Jersey Borrowers

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In aprevious article, we discussed some of the strategies for minimizing your down payment. But what

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30-Year Fixed Mortgage: The Most Popular Loan Type

30-Year Fixed Mortgage: The Most Popular Loan Type

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The 30-year fixed-rate conventional mortgage is by far the most popular type of home loan in New Jersey and

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FHA Versus Private Mortgage Insurance

FHA Versus Private Mortgage Insurance

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Home buyers in New Jersey who make smaller down payments often have to pay for a mortgage insurance policy.

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IRS: Some Home Equity Loans Are Still Tax Deductible

IRS: Some Home Equity Loans Are Still Tax Deductible

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There’s nothing like tax reform to create confusion among taxpayers. Previously, we wrote that home

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Buying a Home in New Jersey in 2018: A Sense of Urgency?

Buying a Home in New Jersey in 2018: A Sense of Urgency?

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Should I buy a home in New Jersey now, in 2018, or wait until 2019? What will market conditions be like if I

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New Jersey Down Payment Assistance: The Family Gift Option

New Jersey Down Payment Assistance: The Family Gift Option

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When home buyers think about down payment assistance, it’s usually grants and short-term loans that

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Letter Writing: A Way to Win Bidding Wars

Letter Writing: A Way to Win Bidding Wars

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Could writing a heartfelt letter to the seller give you an added advantage during a real estate bidding war?

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What Things Are Needed When Buying A Home

What Things Are Needed When Buying A Home

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“What kinds of things do I need to buy a house in New Jersey?” This is a common question among

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FHA Loans in 2018: Answers to 5 Common Questions

FHA Loans in 2018: Answers to 5 Common Questions

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FHA loans are a popular mortgage option among home buyers in New Jersey, particularly for first-time buyers

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Home Equity Loans No Longer Deductible, Starting in 2018

Home Equity Loans No Longer Deductible, Starting in 2018

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New Jersey homeowners with home equity loans will no longer be able to deduct from their taxes the interest

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