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Zachary Wimmer| NMLS# 2352915
Loan Officer

Blog Articles

A More Accessible Path to Homeownership in New Jersey

A More Accessible Path to Homeownership in New Jersey

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Rising mortgage rates have recently affected housing affordability and buyer’s purchasing power.

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We’re Here to Help: 3 Ways to Prevent Unsolicited Mortgage Offers, Current Legality of Trigger Leads

We’re Here to Help: 3 Ways to Prevent Unsolicited Mortgage Offers, Current Legality of Trigger Leads

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What do applying for a mortgage, financing a new car, and opening a new credit card have in common? An influx

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What Qualifies for a Bedroom? 7 Things to Look for When Buying or Selling Your Home

What Qualifies for a Bedroom? 7 Things to Look for When Buying or Selling Your Home

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Welcome to the world of real estate, where not everything is as it seems. Unfortunately, placing a bed in any

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3 Ways to Prepare Your Home for Climate and Weather Risks

3 Ways to Prepare Your Home for Climate and Weather Risks

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Florida hurricanes, earthquakes in California, tornadoes in the Midwest- there are geographical and weather

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Putting Off Buying a Home Comes at a Price

Putting Off Buying a Home Comes at a Price

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Buy now, or wait until rates decrease? That’s the question prospective homeowners are struggling to

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Avoid Becoming a Victim of These Latest Identity Theft Tactics

Avoid Becoming a Victim of These Latest Identity Theft Tactics

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Cybercriminals are diversifying their tactics and using stealthier methods to commit identity theft and

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Credit Card Debt Hits All-Time High: Should You Refinance to Consolidate?

Credit Card Debt Hits All-Time High: Should You Refinance to Consolidate?

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Americans have an absolute mountain of credit card debt- currently $986 billion, to be exact. On top

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Why Buyers Need an Expert Agent by Their Side

Why Buyers Need an Expert Agent by Their Side

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The process of buying a home can feel a bit intimidating, even under normal circumstances. But today's market is still anything but normal. There continues to be a very limited number of homes for sale, and that’s creating bidding wars and driving home prices back up as buyers compete over the available homes.

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Facts, Not Headlines: Understanding the New Loan Level Price Adjustments

Facts, Not Headlines: Understanding the New Loan Level Price Adjustments

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Starting May 1, upfront fees for loans backed by Fannie Mae and Freddie Mac will see changes in the Loan

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Spring Cleaning: How to Sustainably Donate Your Unwanted Items

Spring Cleaning: How to Sustainably Donate Your Unwanted Items

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With Earth Day coming up on April 22nd, it seems like the perfect occasion to begin some spring cleaning.

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Rates are Forecasted to Rise, Now Could Be a Good Time to Consider an Adjustable-Rate Mortgage (ARM)

Rates are Forecasted to Rise, Now Could Be a Good Time to Consider an Adjustable-Rate Mortgage (ARM)

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It’s easy to understand why predictable, Fixed-Rate Mortgages are a popular choice. However, the

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12 Variables That Affect Your Mortgage Interest Rate

12 Variables That Affect Your Mortgage Interest Rate

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Every transaction type and borrower’s individual financial profile can influence their borrowing costs.

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Home Buyer’s Edge: How to Get Your Offer Accepted in 3 Easy Steps

Home Buyer’s Edge: How to Get Your Offer Accepted in 3 Easy Steps

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Getting a Full Credit Approval can save you the frustration of getting your offers rejected in today’s

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Your Digital Legacy: Emergency SOS Features, Legacy Contacts, and More

Your Digital Legacy: Emergency SOS Features, Legacy Contacts, and More

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Setting up emergency features only takes a minute, but they can be vital in a crisis. Emergency SOS

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Why Your Closing Costs May Surprise You

Why Your Closing Costs May Surprise You

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According to this report from ClosingCorp, more than 50% of homebuyers are surprised by their closing costs.

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